Commercial Real Estate Loan (CRE) is a mortgage that is secured by a commercial property as opposed to residential property. CRE loan is predominantly serviced by the income derived from commercial activity such as Business, Retail shop, Hotel, Apartment, Warehouse, Showroom etc. CRE loan is generally sought by the businesses intending to purchase, expand or renovate their sites. Loan term of CRE loan is shorter compared to residential loan terms and the down payment for CRE loan is higher then residential loan. Lender typically requires 35% deposit for a loan secured by an owner occupied commercial property. This 35% equity can come from the other properties that may have in the mix to offer to the lender.