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Calculators
Quick, simple calculators to help you see where you stand. They give an estimate only, so talk to us for advice based on your situation.
At a glance
4 calculators
borrowing, repayments, paying off faster, refinancing
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Estimates
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Free tools
A rough idea of your borrowing range, based on your income, expenses and deposit.
What your repayments may be, weekly, fortnightly or monthly.
How much time and interest extra repayments may save you.
What a lower rate may save you, and how long it takes to cover any switching costs.
Your estimate
These calculators give estimates only, for general information. They aren’t financial advice or an offer of finance. Lenders assess every application on its merits, and your result may differ. Talk to Mortgage Pundit for advice based on your situation.
Lenders usually test your borrowing at about the 2-year fixed rate plus 2%, so this changes with the market.
You may be able to borrow around
A purchase price of around
These figures are indicative only and are not a pre-approval. Any lending is subject to the lender’s criteria, terms and conditions, and a full assessment of your situation.
Your repayment
Total interest
Total repaid
Mortgage-free sooner by
Interest saved
You may save about
Costs covered in about
Check any break fee with your current lender. If your fixed rate is lower than today’s rates, there’s generally no break fee.
A free, no-pressure chat may turn your estimate into a clear plan.